Job Lost Social Security Program in Indonesia

Job Lost Security ("JKP") is social security provided to workers or employees who have experienced termination of employment (PHK). The benefits provided by JKP include cash benefits, access to job market information, and job training. Job Loss Security is one of the products produced from the Job Creation Law Number 11 of 2020. The implementing regulation regarding job loss guarantees is Government Regulation Number 37 of 2021 (Gov-Reg 37/2021). Gov-Reg 37 of 2021 requires Employers to include Workers / Employees as Participants of the JKP Program.


Who are the JKP participants?

Participants consist of Labor or Employee who have been included by the employer in the social security program or have just been registered.


Can contract workers register for the JKP Program?

JKP benefits are given to participants who experience layoffs or work termination. The participant including employees with employment relationships based on unspecified work agreements and work agreements for a specified period of time.


What are the requirements to become a participant?

Participants must meet the following requirements: 1) Indonesian citizens 2) have not reached the age of 54 when registering 3) have a working relationship with the employer.


As workers or laborers, participants must also meet two requirements:

1) Those who work for large and medium-sized businesses are included or must be registered in the Health Insurance (JKN), Work Accident Insurance (JKK), Old-Age Security (JHT), Pension Security (JP), and Death Security (JKM) programs.

2) In Gov-Reg 37/2021, workers at the age of micro and small businesses are included at least in the JKN, JKK, JHT, and JKM programs.


How much should be paid for the JKP monthly contribution dues?

The JKP program contributions must be paid every month at a rate of 0.46 percent of the monthly wages. The difference with other employment social security programs such as JKK, JKM and JHT is JKP contributions will also come from central government contributions (equal to 0.22 percent of a month's wages). The JKP contribution that does not come from the central government, 0.24%, will be obtained from the recomposition of the JKK and JKM program contributions.


The JKK contribution is recomposed at 0.14 percent of a month's wage and the JKM contribution is recomposed by 0.10 percent of the monthly wage, so the JKK and JKM contributions will be reduced.


The wage that is used as the basis for calculating the contribution is the last wage of the worker reported by the employer to BPJS Ketenagakerjaan and does not exceed the upper wage limit. The upper limit of wages for the first time is set at IDR 5,000,000. If the employee wage exceeds the upper limit of the wage, then the wage used as the basis for calculating the contributions shall be the upper limit of the wage, or in the amount of 5 million rupiah.


What are the benefits of JKP?

Benefits obtained by job loss benefits ("JKP") participants if they lose their job are as follows:

1) cash

2) access to labor market information, and

3) job training.


Cash benefits are given every month for a maximum of six months of wages with the following conditions:

1.Cash equal to 45 percent of wages for the first three months; and

2. Cash equal to 25 percent of wages for the following three months.

The wage used as the basis for payment of cash benefits is the last wage of the worker or employee reported by the employer to BPJS Ketenagakerjaan and does not exceed the stipulated upper wage limit.


The article is written by Sharfina Roeslan, M.Sc.



Sharfina Roeslan, M.Sc

Partner, HR Consulting

Email: [email protected]


Sharfina has over 8 years of experience in the human resource field, especially in the HR consulting field. She has worked together with clients from financial services, entertainment, manufacturing, energy, and telecommunication. Her area of practice includes organization analysis, job analysis, job evaluation, talent management, performance management, and HR strategy & policy. She previously worked with a global HR consulting firm headquartered in London, UK.

She is an alumni of Universitas Indonesia (Undergraduate) & Kings College London (Postgraduate).

Sharfina is a certified Associate of CIPD (Chartered Institute of Personnel and Development), and currently pursuing multiple professional certifications in the HR field.